July 17, 2019

 PERSONAL FINANCE, FINANCIAL WELLNESS, ANNUITIES, TAXES & FINANCIAL LITERACY

• Could you be saving so much for retirement that you’re missing out on living your best life now? ; How Your 401(k) May Be Hurting You  
• Adviser compensation is the challenge with fee-based annuities ;  401(k) retirees won’t buy annuities unless they are better designed
• 10 things to know about pension and health benefits legal protections
• Should a Parent or Student Take Out Student Loans? ; How to Negotiate Your Student Loan Interest Rate
• Should we be worried about Social Security going bankrupt?
• With the Fed poised to cut rates, keep an eye on your APY
• A third of South Africans put food and groceries on their credit cards

HEALTHCARE & WELLNESS

• Philadelphia Hospital Collapse Highlights Health Care ‘Anarchy’
• Are apps the future of the battle against diabetes?
• Health Coverage and Care of Undocumented Immigrants
• Will ‘Medicare for All’ affect 401(k) investments?
• Biden healthcare plan would curb drug prices, raise taxes on rich 

TECH, MEDIA & SOCIAL MEDIA

• Maine health care provider warns of possible data breach ; Data Security Diligence Checks — Not Just For Breakfast Anymore ; Cybersecurity still a top concern among RIA compliance execs
• Sentencing in GoFundMe scam case delayed until September
• How Amazon $5 Billion In Prime Day Sales Could Fire Up Sales Growth
• Netflix’s Upcoming Competitors Are Spending Crazy Amounts on Content ; YouTube’s Trampled Foes Plot Antitrust Revenge

401k, 403b, 457b, NONQUALIFIED, STATE-RUN PLANS & LITIGATION

• The Writing on the Wall: America’s Retirement Crisis by the Numbers
• Mutual Fund Fees in 401(k)s Keep On Falling: ICI
• Sponsors Want More Financial Wellness Offerings from Advisers ; Small DC plan sponsors eager for more services – survey
• How Behavioral Finance Will Impact This Swing State’s Retirement Savings
• Overtime Rule May Be Issued Faster Under New DOL Leadership ; IRS Proposes Rule to Ease Liability Under 401(k) Multiple Employer Plans 
• Adidas Sued Over Excessive Fees for 401(k) Participants

PENSIONS

• Good Returns Move State Pension Funded Status Higher in Q2 ; How bad is the state and local pension crisis really?
• CalPERS Just Misses Investment Target ; Ohio’s public pension systems lost money in 2018, returns show
• How Connecticut pensions may benefit from asset trust and lottery proceeds 
• Bevin sets date for special session on pension relief for quasi-governmental agencies ; Kentucky lawmakers called into special session for pension relief bill 

INTERNATIONAL

• Landmark pension ruling to apply to all UK public sector schemes
• Korean National Pension Fund Returns 6.81%, Hits $600 Billion in AUM 
• Brazil 2020 growth forecasts cut to new low, despite pension reform progress: survey       

MARKETS

• Groping for new tools, central banks — including the Fed — look at Japan’s yield controls
• Tug-of-war debate over interest rates has to include taxes, inflation
• Oil Rises On US Shut-Ins, Impressive Chinese Data
• US manufacturers shift production out of China: WSJ
• IRS Issues Endowment Tax Regulations
• Emerging Markets Investors Cheer Possibility of Rate Cut
• Nervous Hong Kong millionaires are moving their cash to Singapore
• UK banks say business investment slowing further ahead of Brexit ; Brexit Looks To Be An Itch The UK Cannot Scratch

ALTERNATIVE INVESTMENTS

• Global macro hedge funds struggle to regain top form ; Sudden Jump in Hedge-Fund Exposure Flashes Warning for Equities ; Why Is India Trying to Kill Off Hedge Funds? ; Lower hedge fund fees are ‘natural evolution’
• Putting the Equity Back Into Private Equity
• US foes are weaponizing cryptocurrency says new report ; Bitcoin buyers are only fooling themselves — again ; What to Expect When Congress Grills Facebook on Cryptocurrency
• Louisiana Teachers assigns $100 million to real estate, infrastructure
• It’s probably time to kiss that housing market rebound good-bye; Brazil completes first blockchain real estate sale
• The Best Bargains Aren’t On Amazon Prime, They’re In The Mall REIT Sector