August 6, 2019

PERSONAL FINANCE, FINANCIAL WELLNESS, ANNUITIES, TAXES & FINANCIAL LITERACY

• Americans Consider This Their No. 1 Financial Mistake ; American seniors employed at record-high levels
• The major exchanges besides Dow, S&P
• This flight attendant has enough money saved to retire at 44, but she wants to keep working
• How to inherit retirement fund benefits tax efficiently
• Why Do So Many People Claim Social Security at 62? ; Why a fed rate cut may signal it’s time to get a CD
• Tap Into Market Sentiment Before Investing
• When it comes to annuities, there are pros, cons and certain levels of risk ; State Regulators Push Annuity Sales Standards Project One Step Forward ; NY Judge Upholds State’s Tough Annuity Sales Regulation
• Traditional financial theory vs. behavioral finance
• Chevy Chase financial adviser sentenced to 20 years over fraud charges ; New DOL advice rule must factor in reality of aging investors
• 3 Ways Grandparents Can Help Pay for College ; How To Best Use A 529 Plan
• Home improvement, construction issues top list of worst complaints in 2018

HEALTHCARE & WELLNESS

• Trump administration considers September unveiling of healthcare plan: WSJ
• A New Bill Could Make Health Savings Accounts More Accessible to Older Workers
• Healthcare For The Masses: Why Tele-Health Is A Game-Changer For The Middle East
• A quiet healthcare crisis in dentistry 
• Every bit helps in battling healthcare costs

TECH, MEDIA & SOCIAL MEDIA

• This is how much time a day the $3 million ‘Fortnite’ winner spends playing the game
• Presbyterian data breach affects some 183000 patients
• A cyber solution to secure our networks and close the workforce gap ; Amazon quietly adds ‘no human review’ option to Alexa settings as voice AIs face privacy scrutiny
• What do financial brands do when payments disappear?
• You can build a healthier startup without VC money
• Relax, Tesla drivers — thieves don’t want your electric cars
• Spotify’s Podcast Listening Is Booming

401k, 403b, 457b, NONQUALIFIED, STATE-RUN PLANS & LITIGATION

• The Democrats missed a big opportunity during the debates
• Shifts in 401(k) options illustrate spotlight on fees
• A nudge for DC participants is a good thing
• 403(b) litigation driving fiduciary-role awareness
• New state programs, like California’s, make it easier for workers to save for retirement ; Labor Department approves multiple employer plan expansion

PENSIONS

• Funds dial back expectations for returns ; A roadmap for preventing US public pension funds from becoming a taxpayer burden
• Should Pennsylvania tax pensions? Reactions range from ‘attack on retirees’ to ‘reasonable concept’
• Proposed bill takes aim at vets’ pension predators
• Kentucky pension law muddies future for participants
• Phoenix pension campaign supporters are sharing false information about the city’s debt
• Council to hear pension fund presentation
• Delaying pension payments has ‘long-term cost’
• Hampshire Council of Governments lacks funds to pay retirees pension assessment

INTERNATIONAL

• Association created for global study of pensions
• Asset manager rivalry means pension funds pay slightly less in fees
• World’s Biggest Pension Fund Adds $2.4 Billion
• Billions of pounds swindled from savers in scams run by rogue pension providers ; Pensions industry making ‘fat living’ from charging savers, MPs claim
• Delaying pension payments has ‘long-term cost’
• Come clean on advisers’ perks, select committee challenges St James’s Place
• 47% beneficiaries yet to receive social security pensions in Ongole district

MARKETS

• Stocks and Bonds Are Up at the Same Time. No Worries. ; How pension funds are reacting to negative bond yields 
• US exports fall 2.1% in June amid festering China trade dispute and faltering global economy
• The real story behind the Fed’s interest rate cut? Jobs. ; As uncertainty looms, retail investors seek to lock more than just interest rate ; 10-year Treasury yield records biggest weekly drop since 2012 amid tariff tensions
• The National Debt, Visualized
• Oil prices drop as US-China trade war fuels growth concerns ; Oil industry has a millennial problem as talent pipeline trickles
• Thematic ETFs grabbing attention of more institutions
• The Trade War Isn’t Taking a Summer Break
• Tracking the Global Ripples of the Fed’s Rate Cut
• China’s yuan falls below key level with US dollar
• Russians Flock to Easy Loans as Income Dips
• Norway’s sovereign wealth fund backs away from fossil fuels
• No-deal Brexit: your financial survival guide

ALTERNATIVE INVESTMENTS

• Investors ponder wisdom of alts investments should stocks crash  ; Japanese pension funds put record amounts into alternatives
• Hedge fund investments up; asset owners eye diversification
• Warren’s push for changes brings more attention to industry reforms
• Bitcoin Surges Past $11000 as Cryptos Rally Amid Market Turmoil ; Cryptocurrency Exchanges are Cyber Hackers Next Targets
• REITs Show Resilience ; US REIT executives charged with accounting fraud
• Emerging managers primarily backed by family offices